This lender is no longer available on AllPaydayLenders.com
The reason might be that this lender is:
- no longer funding loans
- out of business
- has not honoured its obligations with us (unpaid invoices, ...)
The reason might be that this lender is:
- no longer funding loans
- out of business
- has not honoured its obligations with us (unpaid invoices, ...)
This lender is no longer available on AllPaydayLenders.com
Company Name: Lending Stream
Trading name of: Lending Stream LLC
Registration Number: 4124111
FCA Registration Number: 689378
Representative APR: 483%
Maximum Loan Amount: £800
Loan Term: 1 to 6 months
Cost to Borrow £200 for 6 months: £318.32
Representative Example: Representative Example: Representative APR is 483%, if you borrow £200 over 6 months at 186.15% p.a. (fixed) your first repayment will be £20.40 followed by £70.60, £62.85, £60.81, £51.83 and £45.71 the following months. You will repay £312.20 in total, there are no additional fees. This rate is available to new customers applying through this channel.
Hidden Fees: none (registration is free, no processing fees)
Late Fees: up to £15
Promo Code: NO
Contact: info@lendingstream.co.uk / 0203 365 0133 (Call charges apply. Standard charges from BT, landlines, mobile and other providers may vary)
Requirements to apply: you must be at least 18 years old, be a UK resident with an active UK bank account and have a debit card. You also need to have a regular monthly income of at least £400.
Send your own review of Lending Stream in the comments section below
Warning: late repayment can cause you serious financial issues. Get help on moneyadviceservice.org.uk.
Company Name: Lending Stream
Trading name of: Lending Stream LLC
Registration Number: 4124111
FCA Registration Number: 689378
Representative APR: 483%
Maximum Loan Amount: £800
Loan Term: 1 to 6 months
Cost to Borrow £200 for 6 months: £318.32
Representative Example: Representative Example: Representative APR is 483%, if you borrow £200 over 6 months at 186.15% p.a. (fixed) your first repayment will be £20.40 followed by £70.60, £62.85, £60.81, £51.83 and £45.71 the following months. You will repay £312.20 in total, there are no additional fees. This rate is available to new customers applying through this channel.
Hidden Fees: none (registration is free, no processing fees)
Late Fees: up to £15
Promo Code: NO
Contact: info@lendingstream.co.uk / 0203 365 0133 (Call charges apply. Standard charges from BT, landlines, mobile and other providers may vary)
Requirements to apply: you must be at least 18 years old, be a UK resident with an active UK bank account and have a debit card. You also need to have a regular monthly income of at least £400.
- Loan Amount and terms
They have a ''no-fee loan'' policy that means there do not charge fees for anything. No application fee, no transaction fees and no realy repayment fees.
New customers can apply for a loan of £50 to £800 whereas return customers can borrow up to £1,500
According to reviewcentre.com, 94% of users would recommend Lending Stream to a friend.
Here is some data about their clients:
- 56% male
- average age: 32
- most live in London (22%)
Lending Stream claims that their ''customers are more than just a number'' so they do not just look at the credit check report but also look at other personal circumstances. However they do not hide that they have strong data science people in-house (''we know our stuff when it comes to data science''), hence do not expect too much custom decision as it implicitely says that most of the decision is automated.
You are eligible if you :
If you do not repay on time, they will apply a default charge of up to £15 on the first occasion.
If any other due repayment is not paid on due date, they might apply an additional charge.
However, all late repayment charges combined will never be higher than £15.
Terms are 1 to 6 months with monthly repayments.
- Customers' feedback
Overall they have a grade of
9.4 out of 10
According to reviewcentre.com, 94% of users would recommend Lending Stream to a friend.
Here is some data about their clients:
- 56% male
- average age: 32
- most live in London (22%)
- Application process and Eligibility
Lending Stream claims that their ''customers are more than just a number'' so they do not just look at the credit check report but also look at other personal circumstances. However they do not hide that they have strong data science people in-house (''we know our stuff when it comes to data science''), hence do not expect too much custom decision as it implicitely says that most of the decision is automated.
You are eligible if you :
- are UK resident
- are aged 18 or over
- are employed and earn at least £400
- have a current account
- have an active debit card
- Repayment
If you do not repay on time, they will apply a default charge of up to £15 on the first occasion.
If any other due repayment is not paid on due date, they might apply an additional charge.
However, all late repayment charges combined will never be higher than £15.
Warning: late repayment can cause you serious financial issues. Get help on moneyadviceservice.org.uk.
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