Company Name: Piggy Bank (piggy-bank.co.uk)
Trading name of: DJS (UK) Limited
Registration Number: 07952979
Credit Licence Number: 660382
Representative APR: 1,270%
Maximum Loan Amount: £1,000
Loan Term: 7 days to 5 months
Cost to Borrow £100 for 30 days: £124
Representative Example: Amount of credit £250.00 for 30 daysTotal amount payable £310.00. Interest rate 292% (fixed). Interest £60.00 . Representative 1270%APR
Hidden Fees: None (no application fee, no processing fee)
Promo Code: No
Contact: help@piggy-bank.co.uk / 0800 206 1560
About: Launched in 2012, PiggyBank offers short term and installment loans of £100 and up to £1,000 for a term of 7 days to 5 months.
- Terms and amounts
They offer loans of up to £1,000 only if you borrow for 5 months. For a term of 7 days, you could borrow £100 to £400 ; for a term of 2 months, up to £500 ; for a term of 3 months, up to £600 ; 4 months, up to £800 ; and 5 months up to £1,000.
However, as a new client, you can borrow up to £500.
The cost of borrowing is pretty much standard nowadays: £100 for 30 days will cost you £124.
- Application process
The application process is 100% online, accessible via any computer or a mobile device. Subject to credit and affordability checks - you do not need a perfect credit history to be eligible - you will know whether you are accepted very quickly.
If your application is successful, the money should be with you within an hour.
- Repayment
You can repay your loan earlier online at anytime via your account. There are no penalties nor additional fees for paying your loan early. For example, if you borrow £350 for 30 dasy and pay back 10 days before the term, you could save £28.
- Eligibility
- Reviews
The company was also rated as one of the top rated brands in the best short term loan provider category in the consumer credit awards.
You can share your experience and leave your own review of Piggy Bank in the comments below
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